Here are some of the common queries about health insurance coverage.
- When is the right age to buy medical Insurance?
It is advisable to buy health insurance when you are young. The premium is lower when you purchase health insurance at an early stage of your life, and you can complete any of the specified waiting periods early.
2. What if I need to change the medical Insurance later on?
As time passes by, your health conditions might change. Your age, possibility of impact of hereditary illnesses, probably a larger family, or perhaps your financial needs have become more significant, and you want more coverage. You may opt for a plan that can be customised at a later stage of your life, or you can purchase a separate plan to increase the overall health insurance coverage.
3. Do medical Insurance plans cover pre-existing diseases?
Several insurance companies might offer health insurance plans that cover pre-existing diseases but may come with a waiting period. Please note that this benefit can vary between insurance companies. It is prudent that you read the terms and conditions carefully before finalising the plan.